Land & Construction Loans
Land & Construction Loans: Building Your Dream Home from the Ground Up
Why Choose Land & Construction Loans with Us?
Specialized Expertise: Building a home from scratch is a specialized undertaking, and our team of experienced experts is well-versed in the intricacies of land and construction financing. We are here to guide you through the process, answering your questions and providing expert advice every step of the way.
Convenience and Streamlined Process: Our integrated land and construction loan process simplifies the journey for you. With one application, you can secure both the land purchase and the construction finance, saving time and reducing administrative complexities.
Flexible Loan Options: We understand that every building project is unique, and we offer a variety of loan options to suit your individual needs. Whether you’re building a house for your family or a property for investment purposes, our flexible loans can be tailored to your specific requirements.
Progressive Drawdowns: During the construction phase, we facilitate progressive drawdowns, releasing funds in stages as the project reaches key milestones. This ensures that you only pay interest on the funds used, keeping your costs manageable.
Competitive Interest Rates: Our Land & Construction Loans come with competitive interest rates to make your dream home or investment project more affordable.
Our Land & Construction Loan Process:
Pre-Approval and Financial Assessment: We begin with a thorough financial assessment to determine your borrowing capacity and pre-approve your loan. This gives you a clear understanding of your budget for the land purchase and construction.
Finding the Perfect Land: If you haven’t already secured the land, we assist you in finding a suitable plot that aligns with your vision, budget, and location preferences.
Land Purchase: With pre-approval in hand, we facilitate the land purchase, ensuring a smooth and hassle-free transaction.
Developing Your Construction Plan: We collaborate with you and your chosen builder to finalize the construction plan and cost estimate, which becomes the basis for the construction loan amount.
Construction Loan Approval: Once your construction plan is in place, we obtain final approval for your construction loan, considering the estimated costs and timeline.
The Advantages of Land & Construction Loans
Investing in land and building your dream home from the ground up is a unique opportunity that comes with numerous advantages. Here are some compelling reasons why opting for Land & Construction Loans can be a smart and rewarding decision.
Deposit
The slab/foundation stage
Frame stage
Lockup stage
Fit out stage
Completion stage
FAQ's
At Land & Construction Loans, we understand the financial considerations that arise when building a new home. We’re here to address your concerns and shed light on how loan repayments work during the construction phase, especially if you are currently renting.
If you are a builder with the expertise and vision to construct your dream home or investment property, you’re in a unique position to create a residence that truly reflects your craftsmanship and style. At Land & Construction Loans, we understand the aspirations of builders who wish to build their own homes, and we’re here to provide tailored financing solutions to support your self-building journey.
Talk to the experts
How it works
process of getting a great deal. Here is how the process works.
01
We meet and get to understand what your current position is and what your goals are.
02
We go back to the lab and do all the research to build a game plan on how we can get you to where you want to be.
03
We present solutions tailored to your goals and circumstances for you to decide what is best for you.
04
We do the leg work to get you approved and manage the process all the way through to the end.
05
We review your home loan regularly, making sure you are always on a great deal.
We meet and get to understand what your current position is and what your goals are.
We go back to the lab and do all the research to build a game plan on how we can get you to where you want to be.
We meet and get to understand what your current position is and what your goals are.
We do the leg work to get you approved and manage the process all the way through to the end.
We review your home loan regularly, making sure you are always on a great deal.
Why Choose Us?
We put you first, not a bank
We are legally required to put your best interests first under Best Interest Duty Legislation. Not only do we comply, but we embrace this. We are family-owned, not banked owned.
Access to over 30 lenders
With access to over 30 lenders and hundreds of lending products, we can help find the right loan to suit your needs.
We are with you for the long haul
We aren’t here to just do a transaction; we are here to help you achieve your goals. We have your back every step of the way. 8930766408
We come at no cost to you
We are here to help you keep money in your pocket, not take it out. We receive our payment from the bank that wins your business.
We do the hard work, so you don’t have to.
Getting a loan can be a complex process, so put the experts to work and let us handle it for you.